Living room packages starting at $99.99 per month. Shop now!
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Bringing you top winning brands
at affordable prices fast!

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Shop Hometown by Category

Great Deals on Rent-to-Own Furniture, Appliances, Electronics & MORE

iphone and Galaxy

We carry Apple and Samsung products.

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Shop electronics for the latest from Apple and Samsung.

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Michael Kors

We carry brand name purses and watches.

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Shop purses and watches for the latest fashion brand items.

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Why choose Hometown?

  • 4 to 6 months same
    as cash

    Take 4 months on all items and 6 months on fabric and upholstery! Every dollar you pay (minus tax) goes towards your purchase price for the first four to six months!

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  • Free Service
    & Repairs

    We offer free in-home service for most repairs. If we are not able to repair your item in the house, a free loaner will be provided for you to use until your unit is repaired.

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  • Flexible Payment
    Options

    There are no long term obligations and you can pay any way you like. We can set you up for your payment schedule. Online payments are now available as well.

    Pay Online

4 to 6 Months
Same
As Cash

Take 4 months on all items and 6 months on fabric and upholstery! Every dollar you pay (minus tax) goes towards your purchase price for the first four to six months!

learn more

Locally Owned and Operated

Your money stays local. HomeTown Rent To Own has been locally owned and operated since 2014 and we pride ourselves on the relationships we have built within our community.

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Shop Hometown by Brand Name

Choose from the top brand names for your appliances, electronics and furniture. We carry Ashley furniture, Samsung appliances and electronics, Frigidaire appliances, and many other major name brands.

Map of the United States showing Hometown Rent to Own store locations

Find Your Local Hometown
Rent to Own

Frequently Asked Questions

Rent-to-own allows you to take home furniture or appliances by making small weekly, biweekly, or monthly payments. Once you complete all scheduled payments or use an early purchase option, you own the item.

No. Rent-to-own is not financing or credit. You don’t need a credit card or loan approval. Instead, you lease the item with the option to own it after completing payments.

No credit is required. Rent-to-own companies generally do not run credit checks. Approval is based on income and ability to make payments.

If you miss a payment, contact your store immediately. Many companies offer flexible options, including grace periods or the ability to return items without penalty.

Yes. Most agreements include an early purchase option where you can pay less than the total contract cost by settling the balance early.

Ownership time depends on your payment schedule and the agreement. It may range from a few months to 24 months.

Most rent-to-own stores offer same-day or next-day delivery. Availability depends on the item and your location.

Yes, most stores provide free delivery and professional setup. Some also include free relocation or move services.

Rent-to-own stores offer both new and preleased items. Preleased items are usually discounted and inspected before delivery.

Rent-to-own stores carry popular name brands in furniture, electronics, appliances, and mattresses. Selection varies by store.

Rent-to-own agreements typically include free repair or replacement during the rental period. Contact your store for service.

Yes. Items are covered during the rental term, and many also include manufacturer warranties.

Yes. Rent-to-own is flexible—you can return items at any time without penalty. You won’t owe future payments after the return.

Many stores offer a reinstatement period (often up to 6 months) where you can resume your agreement on the same or comparable item.

Yes, rent-to-own typically costs more than paying cash. However, it provides flexible payments, no credit needed, and the ability to return items anytime.

Rent-to-own offers predictable payments, no debt risk, and no interest charges. Unlike credit cards, you can return items if needed without long-term financial obligations.

Yes! We work with corporate clients on staging projects of all sizes. Give us a call to learn more and request a quote.

Contact your store. Many rent-to-own companies offer relocation services or transfer your agreement to another location.

Yes. Many stores let you browse and apply online, with local delivery handled by your nearest store.

Yes. Rent-to-own companies usually require proof of steady income and a valid ID to approve your agreement.

Yes. Depending on your income and approval, you can rent more than one item, such as a living room set and an appliance, under one agreement.